Retirement Mistakes Georgia Public Employees Should Avoid
Whether you’re teaching in Macon or serving law enforcement in Augusta, retirement mistakes can cost you. Here are the big ones.
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Mistake #1: Counting Only on TRS/ERS
They don’t replace full income.
Better Way: Add supplemental, contract-based income.
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Mistake #2: Over-Relying on 403(b)s
Fees + market volatility = poor results.
Better Way: Build liquidity alongside savings.
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Mistake #3: No Debt Plan
Retiring with debt limits freedom.
Better Way: Structured elimination models.
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Mistake #4: Ignoring Legacy
Pensions end when you do.
Better Way: Build generational wealth.
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Internal Links:
– [Atlanta City Page](/georgia/atlanta/)
– [Columbus City Page](/georgia/columbus/)
– [Augusta City Page](/georgia/augusta/)
– [Download the FFB Checklist](/checklist)
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Don’t repeat the same mistakes.
Download the FFB Checklist
Book a 15 Min Retirement Check Up