Why UNC Alumni in Public Service Are Turning to Contract-Based Strategies
From Chapel Hill to Raleigh, UNC alumni power North Carolina’s public workforce. But many realize pensions and 403(b)s won’t be enough.
That’s why more alumni are embracing contract-based strategies.
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Why Alumni Are Concerned
– TSERS pensions replace only 50–65% of income
– Market-based plans carry high risk
– Legacy often ignored in traditional planning
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Why Contract-Based Works
– ? Predictable compounding growth
– ? Liquidity without penalty
– ? Debt elimination alongside savings
– ? Legacy protection built in
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Internal Links:
– [Chapel Hill City Page](/north-carolina/chapel-hill/)
– [Raleigh City Page](/north-carolina/raleigh/)
– [Durham City Page](/north-carolina/durham/)
– [Download the FFB Checklist](/checklist)
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Call to Action
If you’re a UNC alum in public service, you deserve a blueprint that works.
Download the FFB Checklist
Book a 15 Min Retirement Check Up